Florida sets a hard ceiling on the fee for the notarial act itself:
An "act" is a single notarization — one acknowledgment, one jurat, one oath. A document requiring three notarizations may be charged three times.
This is where nearly all confusion originates. The caps apply to the notarial act. They do not apply to:
These are ordinary contract fees negotiated between you and the notary. Florida does not regulate them.
A mobile notary quoting $75 to visit your home for one signature is not overcharging. They are charging $10 for the act and $65 for the trip, and they are entitled to do so — provided the fees are disclosed to you in advance.
A loan signing agent handling a refinance package typically charges $85–$200. That covers printing the package, travelling to the borrower, sitting through a 45–90 minute signing, and shipping the documents back — with only the notarizations themselves subject to the statutory cap.
Ask for the total in advance and get it in writing. A notary should be able to break the quote into the act fee and everything else. A notary may not charge for the act beyond the cap, and may not condition the notarization on buying another service.
Also worth knowing: a notary cannot give you legal advice, choose your document, or explain its legal effect. That is the practice of law. If the notary is telling you what a document means for your situation, something is wrong.
Florida caps the notarial act at $10 per act under Fla. Stat. 117.05(2)(a), and at $25 per act for remote online notarization under Fla. Stat. 117.275. Travel, printing, and signing-agent service fees are not capped and are negotiated separately.
Because the $10 cap applies only to the notarial act. Travel to your location is a separate, uncapped service fee. A $75 quote is typically $10 for the act and $65 for travel and convenience.
Typically $85 to $200 per signing, depending on the loan product. That covers printing a 100 to 200 page package, travel, conducting the signing, and shipping documents back. Only the notarizations themselves are capped at $10 each.
Not for the notarial act itself. A notary may charge separately for travel, printing, and other services, but the act is capped at $10, or $25 for an online notarization.
You should always ask for the total in writing before the appointment, itemized between the notarial act fee and any travel or service charges.
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